If you’re dealing with bailiffs, it can be tempting to ignore the situation and hope it goes away.
However, ignoring bailiffs does not make the debt disappear – and in many cases, it can lead to further action.
The good news is that bailiffs must follow strict rules, and understanding what happens next can help you stay in control.
In this guide, we’ll explain what happens if you ignore bailiffs and what you can do instead.
Disclaimer: This article is for general information only and does not constitute legal or financial advice. Always seek professional advice if you are unsure about your situation.
Can you ignore bailiffs?
You are not required to let bailiffs into your home, and you can choose not to engage with them directly.
👉 However, ignoring bailiffs does not stop enforcement action.
What happens if you ignore bailiffs? (Quick answer)
👉 If you ignore bailiffs, they may:
- continue to contact you
- visit your home again
- add fees to the debt
- take control of goods if they gain entry
👉 In some cases, further enforcement action may follow.
They may continue to contact you
Bailiffs may send letters, make phone calls, or attempt to contact you in other ways.
They may visit your home
Bailiffs can return to your property multiple times to try to make contact.
There is no strict limit, but they must act reasonably.
👉 You can learn more in our guide on how many times bailiffs can visit your home.
Fees may increase
Additional enforcement fees may be added at different stages, increasing the total amount you owe.
They may take control of goods
If bailiffs gain peaceful entry, they may:
- take control of non-essential goods
- list items in a controlled goods agreement
- return later if the agreement is broken
👉 See our guide on what bailiffs can and cannot do for more details.
Further enforcement action may be taken
In some cases, creditors may take additional steps, such as:
- deductions from earnings
- other legal enforcement methods
Example scenario
If you ignore letters and do not respond to visits, bailiffs may return multiple times and add fees at each stage. If they eventually gain entry, they may take control of goods.
Will ignoring bailiffs stop them coming back?
No. Ignoring bailiffs will not usually stop them from returning.
👉 In fact, it may increase the likelihood of further visits or escalation.
What should you do instead of ignoring bailiffs?
Step 1: Stay calm and understand your rights
Bailiffs must follow strict rules, and you have protections. For example, they cannot usually force entry on their first visit and can only take certain goods.
Step 2: Do not feel pressured to let them in
You are not required to allow entry, and you can communicate through a closed door or in writing.
Step 3: Check the debt is valid
If you are unsure about the debt, you can request evidence before taking any action – see our guide on how to request proof of a debt.
Step 4: Consider your options
You may be able to arrange a payment plan, seek advice, or take steps to resolve the situation.
Step 5: Seek independent advice if needed
Free organisations can help you understand your rights and next steps.
- Citizens Advice – Offers free, independent guidance on your rights and can help you understand how to deal with bailiffs and make complaints if needed.
- National Debtline – Provides clear advice and practical support, including template letters and guidance on how to handle enforcement action.
Does ignoring bailiffs affect your credit file?
Bailiffs themselves do not directly affect your credit file.
However, the underlying debt may already be linked to:
- missed payments
- defaults
- a County Court Judgment (CCJ)
You can learn more about this in our guide to CCJs and how they affect you.
Key takeaway
Ignoring bailiffs may feel like the easiest option, but it can lead to further action and increased costs. Understanding your rights and engaging with the situation calmly can help you stay in control.
Need further support?
If you’re feeling overwhelmed or unsure what to do next, you’re not alone — there are free, trusted organisations that can offer confidential advice and support.
The following services can help:
- StepChange Debt Charity – Free, impartial debt advice and personalised repayment plans
- Citizens Advice – Independent advice on debt, legal rights, and dealing with creditors
- National Debtline – Free guidance and template letters to help you manage or challenge debts
- Samaritans – Emotional support if you’re feeling stressed or anxious about your situation
It’s often a good idea to seek advice before making any decisions, especially if you’re unsure about your rights or the validity of a debt.
These organisations offer free support and are not affiliated with this website.
FAQ
Can bailiffs keep coming back if you ignore them?
Yes, bailiffs may continue to visit or contact you if the debt remains unresolved.
Will ignoring bailiffs make the debt go away?
No, the debt remains and may lead to further enforcement action.
Can bailiffs force entry if you ignore them?
Not usually on their first visit, but this may change in certain circumstances.